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Types of Financial Aid

Federal Pell Grant

A grant awarded to undergraduate students who have not earned a bachelor or professional degree, who possess financial need, and their EFC qualifies them for funds.  The Federal  Pell Grant does not have to be repaid.

Federal SEOG

A grant awarded to undergraduate students who have not earned a bachelor or professional degree and who have exceptional need. Funds are limited and priority is given to Federal Pell Grant recipients. The Federal SEOG grant does not have to be repaid.


A state grant awarded to Pennsylvania residents with need from the Pennsylvania Higher Education Assistance Agency (PHEAA). Completing the FAFSA before May 1st makes you an applicant for the state grant. First-time recipients must complete a State Grant Form to fulfill the state grant requirement. When PHEAA determines your eligibility for a grant, they will notify you and Pitt-Greensburg of the actual amount. Estimated PHEAA may show on your Award Letter. This figure is our best calculation about your eligibility based on the information that we have for you. This amount may change after PHEAA makes its final determination. The PHEAA grant does not have to be repaid.

Federal Work-Study (FWS)

Provides part-time, on-campus jobs for students with financial need. There is NOT a guarantee of employment. The money earned is not disbursed to the University bill. Instead, the student will receive a paycheck biweekly for the actual hours worked. Do not subtract this amount when figuring the amount that you will owe to the University. The award shown is the maximum amount that can be earned as a FWS employee. If you do not choose to be employed or do not find a job, this award is not available as cash and will not be replaced with other aid except loans.

A student interested in a position must log-on to PittSource to complete the online application. After a student is hired, a Work-Study Orientation and all payroll forms must be completed prior to the first day of work.

Outside Aid

You are required to report all aid that you receive to the Office of Financial Aid. This includes all private scholarships, grants, veterans' benefits, and tuition remission. Your total aid cannot exceed your Cost of Attendance. If this occurs, the Office of Financial Aid is obligated to reduce or cancel awards made to you from federal, state, or institutional funds.

The determination of your eligibility for financial aid is based on the FAFSA and general information provided by you; e.g. enrollment, housing status, state residency. If any of these factors change, it could affect your financial aid by increasing, reducing, or canceling the amount. A review will take place at the time the Office of Financial Aid becomes aware of the change.

Federal Direct Loan

A federal loan in the student's name only. The student must complete a Master Promissory Note (MPN) and may apply online at The MPN is a binding legal contract that says you agree to repay the loan according to the terms of the promissory note. You must have your FSA ID from the Department of Education to electronically sign your MPN.

Federal Direct Loans must be repaid. Repayment begins 6 months after the student graduates, withdraws, or drops below half-time status. Your financial need determines whether the loan is subsidized (the government pays the interest while the student is in school) or unsubsidized (the student is responsible for the interest while attending school). The federal government sets the interest rates. The rate for both the subsidized and unsubsidized Federal Direct Stafford Loan is a variable/fixed rate that is set every July 1. The government also regulates how much a student may borrow each year. This amount is based on the number of completed or accepted credits at Pitt-Greensburg.

Completed Credits

Dependent Undergraduate

(except students whose parents are unable to obtain PLUS Loans)

Independent Undergraduate

(and dependent students whose parents are unable to obtain PLUS Loans)

Level 1 

0-23 credits

$3500 plus $2000 in unsubsidized loans $9500 - No more than $3500 may be subsidized

Level 2

24-53 credits

$4500 plus $2000 in unsubsidized loans $10500 - No more than $4500 may be subsidized

Level 3

54+ credits

$5500 plus $2000 in unsubsidized loans $12500 - No more than $5500 may be subsidized

Direct PLUS Loan

A federal loan in the parent's name only. Parents who do not have an adverse credit history can borrow through the Federal Direct  PLUS Loan program for the educational expenses of a dependent child who is enrolled for at least six credits. PLUS loans have a variable/fixed interest rate that is set every July 1. Repayment begins 60 days after the second disbursement, although an annual forbearance option is available.  Parents may apply for a Federal Direct PLUS loan at

The Alternative Loan

private, long-term loan for the student with a cosigner, parents or other credit worthy individuals, which is repaid after graduation. Unlike the Federal Direct Stafford or Perkins Loan, these loans are not federally regulated and can have either a variable or fixed interest rate. The requirements and incentives vary with each lender. The student applies directly to each lender. A student should exhaust all grants and federal loans before considering an alternative loan. Please research carefully before choosing a loan and lender. The Pitt-Greensburg school code is 003379.